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Have a Fresh Start of Your Financial Outlook

Enhance Your Wealth Strategy

For Fremont/Newark, SF Bay Area, California

Discover Who We Are

Enhance Your Wealth Solutions

Through Knowledge and Experiences

We encompass your circumstances with 360 degree and utilize our knowledge and innovative strategies to build sound solutions for your plan. We serve individual, business owner and executive who seek financial plan and guidance.

Passion for Excellence
Lifetime Learning
Leading by Example
Respect for Others

What we do today leads us to tomorrow’s destination.

Take charge of your financial future, contact us today to learn more.

Helping You Turn Your Wealth Vision into Reality

Get to Know Us

As your trusted financial advisor, we strive to make a positive difference in your life, both personally and professionally. We are committed to inspiring trust and loyalty with every client by following our primary core value: always place the client’s needs and interests first. We thrived to work as a team. Each member contributes their niche to help putting the puzzles together.

What You Can Expect When Working With Us

Financial Planning

Investment Planning

Practice Management


Technology Management

  • MoneyGuide Pro for Financial Planning program
  • Riskalyze for risk assessment and portfolio analytics program
  • Albridge for Wealth reporting and insight
  • Morningstar for Investment Analysis Platform

Providing the Keys to Get on Track

We work with you to help simplify your life and provide the security that stems from knowing your financial plan is in place.

Learn About Our Solutions

Your Dedicated Partners in Financial Well-Being

Ripple Leung, CRPC® Photo

Ripple Leung, CRPC®

Financial Advisor
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Ripple Leung, CRPC®

Financial Advisor

Ripple believes everyone should have a financial plan so that they can retire and live with dignity and confidence. At a young age, she discovered what it meant to be successful, but not entirely confident in the meaning behind her wealth. Ripple gained a perspective related to her finances and sought to educate others about the importance of financial planning and understanding. After moving to the United States in 2004, Ripple became a financial advisor and has since dedicated her work to helping others reach their goals. 

Helping clients develop a sound and balanced plan is what energizes Ripple on a regular basis. She also provides advanced planning for high net worth household working along with attorneys and CPAs. For those clients preparing for retirement, she focuses on asset creation and growth, and then migrates to asset protection and preservation during retirement years.

Designations & Credentials

Over time, Ripple has earned many credentials and received advanced training as a financial advisor. Currently an investment Advisor Representative (IAR) and a Chartered Retirement Planning Counselor (CRPC®) of Voya Financial Advisors, Ripple holds Series 7 and 66 registrations, as well as Life, Health, Variable and Long Term Care licenses with the State of California. 

Ripple studied Commerce at the University of Toronto, Ontario and earned a Bachelor’s Degree in Communication Studies and Psychology at the University of Windsor Ontario in Canada.

On a Personal Note

She is the proud mother of twin sons and in her free time participates in many local civic, community and church organizations. She was a former Vice-Chairman of Fremont Planning Commission and Fremont Human Relations Commissioner as well as former President and Treasurer for the Lions Club.

An advocate of continued learning, Ripple loves acquiring knowledge by reading, visiting museums, watching movies and interacting with people. In the past, she loved to cook and entertain. Now, she’s excited about the opportunities that traveling offers and enjoys experiencing different and exotic cultures and history associated with new places.

Joyce Wang Photo

Joyce Wang

Administrative Assistant
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Joyce Wang

Administrative Assistant

Joyce reflects Center Pillar’s commitment to our clients and provides dedication and passion to her role as administrative assistant. She takes responsibility for proactively coordinating communication with our clients at times of complexity and is a team player through and through. With her project management and analytical skills, Joyce enjoys attending to the details involved within the financial industry.

After earning her bachelor’s degree from Ohio State University, Joyce went on to pursue her master’s degree in applied economics and finance at the University of California, Santa Cruz. She worked at an actuarial consultant firm with focus on retirement pension calculation and plan administration before joining the team.

Joyce is not registered with Voya Financial Advisors. Does not offer securities products or services. 

Kelvin Lei  Photo

Kelvin Lei

Administrative Assistant
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Kelvin Lei

Administrative Assistant

Kelvin joined Center Pillar Wealth Management in 2017 as an administrative assistant and is energetic and eager to learn when it comes to the financial industry. Responsible and efficient, Kelvin plays an important role as part of the team. He assists with answering administrative questions and closely interacting with clients. You will find Kelvin to be thoughtful and organized, delivering next-level service to those he works with.

With a bachelor’s degree in statistics from the University of California, Santa Barbara, he is self-motivated to work well independently and under direction. 

Tailored Solutions

Developed to Address Your Needs

Comprehensive Financial Planning

  • Risk Assessment
  • College Funding
  • Retirement Planning
  • Tax Planning Strategies
  • Stock Compensation Analysis
  • Estate Planning
  • Wealth Transfer Planning

We develop financial a road map, showing you where you are now, where you want to go and the best route to get you there. We walk with you on your financial journey, and seek to protect what you’ve already created and guide you.

Investment Management

  • Conduct Investment Analysis
  • Construct Investment Policy
  • Practice Smart Diversification
  • Recommend
  • Provide Review and Maintenance

Building wealth and investing involves a long-term commitment. We believe it is essential to have plan and policy, and stick with a disciplined investment strategy.

Insurance Planning

  • Life Insurance
  • Long-Term Care Insurance
  • Fixed Annuity
  • Variable Annuity

Insurance plans can help mitigate potential risks as well as provide liquidity for estate tax liability. We can review and reconstruct your insurance portfolio and be able to work with the major insurance carriers for the most effective and clear solutions.

Understanding Your Risk Tolerance

Do you know the risk level of your current portfolio? This unique tool will help you understand your risk tolerance and volatility level that you can expect from your portfolio.

Free Portfolio Risk Analysis

Combining Our Process

With Personalized Service & Comprehensive Guidance

Putting You at the Forefront

Of Your Financial Future

We strive to make financial advising personal, which is why we take time to get to know you and understand your needs. Through a personally developed process, we’ll work to create solutions that address your life goals.

The right financial plan and roadmap can be established for everyone. From millennials to retirees, no matter the amount of wealth one has, a well-balanced path can help you find success in the long-run. Even if you’re just starting out, we can help implement a plan that works for you.

We've Helped Those Including

  • Individual or Family
  • Business Owner
  • Corporate Executive or Manager

What You Can Expect

When Working With Us

Step 1

Discovery Meeting

Through an exchange of information, we’ll see if our partnership is a good fit. We will get to know one another and discover the purpose of your visit along with your interests and needs.

Step 2

Information Intake

We offer online access for our clients to provide information in a digital, easy-to-access format. Collecting specific data and completing our Financial Plan Workbook helps us both understand where you are in order to help you move forward.

Step 3

Plan Proposal

At this time we’ll propose a financial plan based on your interests, needs and goals. If the details of your journey are of interest, we’ll continue working together to determine how to best implement any necessary changes.

Step 4

Account Set Up & Maintenance

Rain or shine, we’ll conduct an annual review at the first quarter of each year to analyze your financial plan and make changes as necessary. We can also meet throughout the year depending on individual needs.

Ongoing Financial Understanding

Maintaining growth and developing an understanding of your finances over time is key to remaining financially independent. No matter your circumstances, we can help you build the confidence you need to discover and remain financially successful.

Schedule Your Discovery Meeting

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Proudly Serving Newark, CA
and the Surrounding Bay Area

Building Relationships With You In Mind 

We look forward to providing you with the foundation you need to achieve your dreams. Get in touch with us using the form below or give us a call to get started.